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Your Frugal, Money Saving Websites and Forums a Great Resource for Free Stuff In any economy, it is essential to save money and therefore any way there is to get free stuff is a good way. Many pages online offer help, advice and even coupons on how to save money and be frugal. These websites offer coupons to reduce the grocery or department store bill, send out monthly newsletter with the best moneysaving tips and even direct their visitors to free stuff. Many bigger companies, manufacturers of everyday household items and restaurants offer coupons for reduced price or sometimes free products. Visiting every month all the different manufacturers’ web pages can be very lengthy and proves to be not very efficient. But by visiting one of the sites that cumulate all that information into their web pages, one can save enormous amounts of time and additionally save dollars when shopping. Essentially, when looking for web pages that offer grocery coupons, links to free products and more it is important to make sure that a trustworthy site is entered. On the Internet, viruses and identity theft are a great concern. Of course, many of these online coupon resources require signing up, but it always depends on the information they ask to determine whether a page is fraud or not. In general such pages should not ask for social security numbers, credit card numbers or other account information. They may ask for name, age, telephone number and address. Signing up to one of these wonderful money saving pages is quick and easy. Many of these web pages also offer coupon printers so that the barcode on coupons gets printed legible for the store scanner. Some of the coupons and rebates found on those pages will help the shopper to free products or credit on a store card so that the shopper is able to receive free products at the next shopping trip. There are pages that even offer state customized advice. These pages offer a list of coupons, free products and special offers from certain stores close to the location that was picked as home location. This function offers shoppers the opportunity to exactly know where they are able to get free or reduced products close to home and shoppers do not have to do a lengthy search to find out which stores will accept certain deals and coupons. Some of the pages also offer forums, where other shoppers will post advice or deals that they saw in the area. This is often a great tool to save, since stores will have a reduced sale, a clearance sale after a certain holiday and other shoppers will post where they saw great deals. This way whoever is subscribed to receive alerts from the forum gets to know where great seasonal or short-term deals due to promotions and clearances can be found. The more pages a shopper is a part of, the more deals can be found and the more money can be saved. Money savers are everywhere and with little effort shoppers can save money for college funds, vacations funds or just to have some money for fun. When looking to reduce monthly spending and still trying to stay at a certain standard of living, online resources can be used to just do that. There are many companies, that will offer free trial sizes or regular sizes of new or improved products and to find out about such deals, a subscription to one of the moneysaving websites can help shoppers to more of these free products. It is easy to save money, and the more experienced a shopper gets and the more a shopper learns about saving money with these websites, the more will actually be saved.

Filling Out Surveys Could Equal Free Stuff! Did you know that you could get great freebies simply by filling out surveys? It's true—while you may not be able to get rich off of filling out surveys, you will certainly be able to get your fill of great freebies. Here are some tips for filling out freebies so you too can get great free stuff. One of the Web's Best Sites for Filling Out Surveys for Free Stuff There are many fine websites that offer freebies. One of the best websites for finding free stuff is known as MyPoints BonusMail. This website operates as a shopper's reward program. It is fast, easy and totally free to join MyPoints BonusMail. What can this shopping rewards program do for you? It is easy, and did we mention free? All you have to do is to fill out the registration form. After signing up with MyPoints BonusMail, you will begin to receive offers in your email inbox. You set your own personal preferences when you sign up about the number of emails you wish to receive on a weekly basis. In order to complete the registration process, you will be asked to take a short survey about your shopping preferences and general interests. You will only receive emails in your in box regarding the preferences you have indicated. The programs works through point accumulation. When you have accumulated a certain number of points, you will qualify for gift cards to some of your favorite retail centers and merchants, including big names like Wal-Mart, Target, Kmart and many others. How do you accumulate points? You get points by making purchases directly through the MyPoints website. You also accumulate points by reading emails and clicking on the promotional links. Finally, you can also gain points by filling out surveys. MyPoints BonusMail is a long-established website that has helped shoppers get something back every time that they make a purchase. Finding the Best in Freebie Surveys Why does filling out surveys often result in free stuff? Filling out surveys is an easy, efficient and relatively accurate way for companies to find out what is on the mind of the general consuming public. Many companies will often offer free samples or products to consumers who are willing to take the time to fill out a full survey. Thus, filling out surveys can be a great way for companies to get some relatively cheap market research done. Don't expect to get rich off filling out surveys, but do expect some kind of compensation, even if it is only a free sample of a popular product. Freebie Sites Are Often a Good Place to Find Freebie Surveys There are many well-regarded websites that specialize in web freebies. If you already have a good spate of freebie websites bookmarked, these sites are wonderful resources for finding legitimate freebie surveys. Many of these sites offer a compendium of the latest surveys and companies offering freebies and product samples. Word to the Wise – Be Wary if It Seems Too Good to Be True If it seems to good to be true, it probably is. This is the rule in life, and it rings true when it comes to the practice of filling out surveys for freebies. Here are some short and easy guidelines for avoiding non-legit surveys. Never fill out a survey that requires you to divulge too much information. You should especially avoid surveys that ask for personal contact information, as the survey may be just a front to gain sales contact information. Is that free sample of detergent really worth getting on telemarketers to-call lists? Be careful to whom you hand over your information.

Positive Reasons Why Employee Turnover Can Be a Good Thing Employee turnover is the bane of many an organization. If you pick up any business paper, you will find headline after headline screaming about how much turnover is costing companies and how to keep your employees happy and on board to avoid the headaches and hassles of high turnover. The tide, however, is starting to turn. More and more business experts are stepping up and saying turnover doesn’t have to be the end of the world. In fact, in some cases, turnover can be the best thing that ever happened to your company. While some turnover is as bad as traditional wisdom assumes it is, other instances of turnover can be a real positive for your business. How can turnover possibly be a good thing? It all comes down to who is leaving the company, and why. Every office has its workers that are a drag on the business for one reason or another. Maybe the employee is dissatisfied with their job because they have been working it for too long and are overqualified, but they don’t have any room for advancement. Maybe an employee thinks that all of the decisions you are making about the business are the wrong ones and are constantly critical. Maybe the employee just has a personality conflict with the other people in the company and you and other works simply don’t like them very much. When these kinds of employees leave your company, it can be a shot of life into the business. Suddenly, everyone feels hopeful and re-energized because the negative energy in the air is gone. Negative vibes in the office can have a very damaging effect on the staff, and by extension, your business. When the person causing the bad feeling heads for the highway, they take with them all of the problems they created. Not only does the departure of an employee who was causing trouble in the office boost morale for the employees who are left behind because the bad feelings are gone, but it also boosts morale because it creates a job opening within company. If the person who left was a superior to many people in the office, there is now an instant opportunity for advancement. Your workers will step up with their games as they vie for the position, creating new business opportunities for you and generally keeping the spirit high in the office. If you decide to promote from within whenever possible after a turnover, your employees will work harder with the knowledge that they have a chance of moving up. These turnover positives hold true whether the employee in question quit the job or was fired. Who they were in the company and why they left are often much more important in determining whether the turnover was positive or negative. While losing an employee who is bringing everyone else down is a positive thing for your business, losing an employee who was an integral part of the corporation is another. Of course, there are costs involved in a turnover – you have to re-train an employee, and if you hire from outside of the company, you have the costs of advertising the job and the cost of the time spent interviewing candidates. If you are losing employee after employee, and the employees you are losing are the ones who were holding things together at the office, then you need to consider things you can do to reverse the turnover trend. Despite the potential negative side, turnover doesn’t have to be a bad thing for your company. If you manage it properly and if you are dropping employees who have been bringing your business down, turnover could be just the thing to turn your fortunes around.